 |
|
 |
 |
 |
 |
|
|
| |

|
Who can apply for car finance?
|
|
Anyone over 23 yrs old with a Full UK Driving Licence, proof of address and income. This includes tenants and customers living with parents. Please see The Finance page for more detail.
|
|

|
How quickly will I know if I have been approved for car finance?
|
|
A consultant will telephone you within a few hours of receipt of your enquiry.
|

|
I’ve had bad credit, CCJs, defaults etc in the past. Will I be approved?
|
|
Most likely yes if you’re over 23, have a full UK driving licence and are a UK resident with 3 yrs proof of address . 95% of car finance applications get approved!
|

|
I receive some benefits as income. Can these be taken into account?
|
|
Yes excluding “Child Benefit” Customers who ONLY have benefits as income cannot be approved.
|

|
What is the APR ?
|
|
The interest rate you will pay depends on the amount borrowed and the period of the loan. It will always be the lowest rate possible based on your credit history.
|

|
Can I get a car the same day I come to arrange the finance ?
|
|
Yes assuming you see a car you would like, you can drive it away the same day.
|

|
Where’s my nearest centre?
|
|
There are 8 centres throughout the UK : In the South of England, West London at Isleworth, Dunstable in Bedfordshire, Maidstone in Kent & Bristol in Avon. The Midlands has 2 centres, one in Birmingham and another at Sutton in Ashfield Nottinghamshire. The North of England also has 2 further centres, one in Manchester and another in Leeds West Yorkshire. See the branch finder for full details.
|

|
What kind of cars can I choose from?
|
|
Mainly family cars, saloons, hatchbacks, people carriers, 4x4s. Most popular makes and models priced from £1000- £12,000.
|

|
Will I need a cash deposit?
|
|
In most cases NO. Your part exchange car should be sufficient deposit
|

|
What kind of guarantee do I get with the car?
|
|
Every vehicle receives a comprehensive 136 point check and an independent M.O.T plus extended warranties are also available.
|

|
How long can I take the finance over?
|
|
Normally from 12 to a maximum of 60 months depending on the age and price of the car.
|
|
|
 |
 |
|